Cars are prone to damages from a variety of unforeseeable events. Natural calamities and accidents can lead to losses that can cost you heavy as a car owner. A standalone own damage car insurance plan will help you in such situations by covering you for costs incurred due to damages to your own vehicle.

In India, it is mandatory to buy third-party car insurance to legally operate your vehicle on the roads in the country. A standalone OD policy is not mandatory; however, it can truly prove to be immensely helpful in protecting you against huge financial losses if some calamity causes damage to your car.